[00:00:00]
Genecia Alluora: Hey, gorgeous. Welcome to today's episode. Now today I want to talk about your new baseline, your new found zeros. So this is where it's all about discovering your energetic income level. At the same time, we're going to inspire you to create a new zero around your finances.

[00:00:28]
Genecia Alluora: Preferably, the zero is before the decimal point. Now, many women I've met in the soul rich woman community has this weird guilt and shame around having more than they need. I think this is really being set in their mind, especially in young girls, because it's like the way we are told to share more than boys, and plus, we are told that things finish up everything on our plate because children are starving around the world. Or even we just tell the girls that, you know what? In Asian culture, girls are not the important.

[00:01:12]
Genecia Alluora: Boys are more important. This means that many women feel extremely uncomfortable when they have more money, which means that you might engage in some sabotaging behaviors. I would often spend every single cent I had in the past, so I was often broke at the end of the month. In fact, I want to spend it all as quickly as I can. I couldn't stand having money in my bank.

[00:01:41]
Genecia Alluora: It didn't matter how much I make. I just wasn't comfortable until I was at the zero point again. So I was out with friends that week, and she said that she had this big launch and she spent a bunch of money on her family to push it all away. So when I see this, I see that even though she made a lot of money during her business, but she will do something to spend it all away. And I see that if you were to really want to change your life and transform your F-word, you got to make a conscious decision.

[00:02:24]
Genecia Alluora: So for me, I made a conscious decision that my new zero was going to have a buffer in it because I wanted to have savings in the bank. I want to buy property. I want to get myself a new car or travel the world. And even though it felt weird at first, I eventually got used to it. And what if your zero is actually like, behind the decimal point and it was actually a minus?

[00:02:53]
Genecia Alluora: That's really common too. You might be really comfortable being in debt. Don't look left. Don't look right. Yes, I'm talking to you, you might be really comfortable being in debt.

[00:03:10]
Genecia Alluora: I know someone who was $50,000 in debt and she managed to work really hard to get out of debt. And the minute she paid it off, she joined a Mastermind. That was $50,000. Well, that was because she only felt comfortable at her zero. I've also known someone who was about $100,000 in debt.

[00:03:39]
Genecia Alluora: And this person also worked very hard to get himself out of debt. And the minute he paid off, he continued his weird ways of gambling and doing stuff. And you guessed it, he ran through another hundred thousand dollars debt again.

[00:03:59]
Genecia Alluora: And that guy, he was only comfortable at his own zero. So for you, how do you increase your own zero? Well, you choose what you like your own new zero to be. You might decide that you want to pay off some debts or your new zero is actually zero to start with, like real 00.00. Now I want to share with you that paying debt is definitely important but it really boils down to the intention behind it because without awareness you might just go straight back into debt.

[00:04:41]
Genecia Alluora: Especially now payment plans are so easily available even without a credit card. There are grant pay plans, there is like shopping pay plans, there's a towmi pay plans. There are so many systems now that allow people without having a credit card be able to buy many things using the installment plans within the platforms that have partnered with retailers. So it is very important to take note of the intention behind clearing your debts and you might decide that you want more money or some money in a savings account. So your new zero is a month's worth of living expenses or more if you push yourself out of your comfort zone or more than you need comfort zone, then you can have more amount.

[00:05:37]
Genecia Alluora: In that case, your homework is to set up a very small automatic payment to a savings account. You won't really notice it if it's really small and every few weeks you can increase it. So you can start with a dollar and then later on you can multiply or grow it as we go along. Don't underestimate the power of one dollars every single week or $5 every single week because we got to start somewhere, isn't it? So I have coached women to get started with their one dollars, $5, $10 and to keep it going so that they get used to what is their new zero.

[00:06:18]
Genecia Alluora: So need to get them to feel their comfort zone. All right, so for now, what is your AHA moment, what is your capacity for abundance? So what is your new zero? What exactly does this really mean? So let us dive deeper.

[00:06:39]
Genecia Alluora: So this is your base level of income that you are comfortable having in your bank account. For some people they only feel safe if they have a certain amount of savings and if it goes below that they will be paralyzed with fear. Your energetic zero might actually be equal to zero which is 0.00. You might feel comfortable having no or little money in the bank and actually feel uncomfortable building a savings account. Your energetic zero might be minus many thousands of dollars or even minus hundreds of thousands of dollars.

[00:07:21]
Genecia Alluora: You feel very comfortable being in debt and struggle to make any real headway with paying off debt. So the question will be how did you sabotage yourself and how do you sotage yourself? Many women I met in the soul rich woman community like I said have this weird guilt, right? Because we are taught, like in Asian culture and values, that as women we should share as much as possible. Men are more, the boys are more important than the girls.

[00:07:54]
Genecia Alluora: And because of that we feel very insecure having anything extra because the boys will often get more. So all these things can induce guilt and subordinaging behaviors. So here are some behaviors that I want to bring to your attention and to your awareness. For example, spending money to almost spend everything away, especially after a big success. Feeling guilty that other people are in debt or are struggling.

[00:08:24]
Genecia Alluora: Feeling compelled to use your savings to save other people or fix other people's money mistakes. Emptying your bank account before receiving your salary so you're starting from zero again, getting out of debt and then filling up your credit card again with debts. Feeling really weird, uncomfortable having money in your savings account. Resisting setting up a savings account in the first place and of course, spending your savings account for things that you don't need, that you think you need or you thought you needed. Then the next question will be how to create a new zero in your life.

[00:09:13]
Genecia Alluora: First, you need to decide why it's not safe for you to have more than you need. You could try the negative consequences exercise. What are the negative consequences of having excess money? For example, my mother will ask me for money, my family will take all the money from me, all the people and ghosts of the past will come back and ask me for money. I won't be motivated to work in my business if I have a safety net.

[00:09:46]
Genecia Alluora: I'm a greedy person if I don't give away to people who need it more than me. So there you have it. Some examples. The other part will be to forgive and tap. So you need to forgive yourself for the debt or for sabotaging your savings attempts. Forgive others also for getting you into debt, for example, like field partnerships or rating your savings account.

[00:10:20]
Genecia Alluora: Rating means completely spending everything from your savings account to spend on things that are not important. So here's what you can say to yourself. Even though I sabotage myself, I deeply and completely love and accept myself. Even though I am terrible at savings, I deeply and completely love and accept myself.

[00:10:48]
Genecia Alluora: So after this step of forgiving and tapping choose your new zero. You need to decide what you like your new zero to be. You might decide you want to pay off some debts and so your new zero is actually the zero to start with. You might decide that you want some money in your savings account. So your new zero is a month worth of living expenses, as I've mentioned earlier, or a new savings goal and push yourself out of the comfort zone.

[00:11:25]
Genecia Alluora: Lastly is to start or increase your savings account. So, like I've said, you can set up an automatic payment or also be able to increase your capacity for more abundance. Start by just $1 or $5 a week. So that's how you find your new zero so that you can go on to the next step. It is safe for you to grow your income.

[00:11:53]
Genecia Alluora: It is safe for you to grow your zero to the new level. I want to ask you a few questions. Any ahas from this exercise? What is your current energetic zero? How do you sabotage yourself when you spend more money?

[00:12:13]
Genecia Alluora: What is your new zero goal? Anyone to forgive? Anyone to tap on? Anything else that you need to forgive and tap on?

[00:12:27]
Genecia Alluora: It is safe for me to have savings. It is safe for me to have excess money. It is safe for me to have more than I need. It is safe for me to have extra and not to give it away to others.

[00:12:46]
Genecia Alluora: I hope you enjoyed today's episode all about your new zero. Take care of yourself and I'll speak to you soon. Bye for now.